Debt Direction: Debt Payoff Planner
How To Pick Snowball or Avalanche and See Your Debt Plan Month by Month
$7.95 USD · Digital download
Format: XLSX spreadsheet
How To Pick Snowball or Avalanche and See Your Debt Plan Month by Month
Five cards, two loans, seven due dates. You pay the minimums every month, the balances barely move, and you can't tell which one to hit first.
What you get
- Debt Direction XLSX workbook with 5 tabs: Dashboard, Debts, Schedule, Calculation, Guide.
- Tracks up to 10 debts: starting balance, annual interest rate, minimum payment, plus any extra payment.
- Choose snowball or avalanche.
- 120-month schedule showing interest, payments and remaining balances.
- When a debt is paid off, its payment moves to the debts that are left.
- Start Here PDF guide. Clean master with no sample records.
- 1 ZIP: XLSX + PDF.
Straight talk: this is an illustrative plan with fixed rates and starting minimums. It does not model lender fees, daily interest, rate changes or new borrowing, and it is not financial advice or a lender payoff quote. You need a spreadsheet editor that opens XLSX (not included), there is no Google Sheets version, and it has not been tested in Microsoft Excel itself.
Created with the help of AI tools and checked by hand. This is a digital product. No physical item will be shipped.
Five cards, two loans, seven due dates. You pay the minimums every month, the balances barely move, and you can't tell which one to hit first.
What you get
- Debt Direction XLSX workbook with 5 tabs: Dashboard, Debts, Schedule, Calculation, Guide.
- Tracks up to 10 debts: starting balance, annual interest rate, minimum payment, plus any extra payment.
- Choose snowball or avalanche.
- 120-month schedule showing interest, payments and remaining balances.
- When a debt is paid off, its payment moves to the debts that are left.
- Start Here PDF guide. Clean master with no sample records.
- 1 ZIP: XLSX + PDF.
Straight talk: this is an illustrative plan with fixed rates and starting minimums. It does not model lender fees, daily interest, rate changes or new borrowing, and it is not financial advice or a lender payoff quote. You need a spreadsheet editor that opens XLSX (not included), there is no Google Sheets version, and it has not been tested in Microsoft Excel itself.
Created with the help of AI tools and checked by hand. This is a digital product. No physical item will be shipped.
Digital downloads only. No physical item ships.